Abstract

recently has emerged as a new type of areas that attract companies contain activity and to achieve development and profits through, this area is an integral part of the digital economy and the world has become the focus of interest by default emerging companies which began to develop his concept of the viewpoint of the basic rule of their activities, especially after the electronic commerce itself imposed a new activity and achieved considerable successes and developments and profits to its employees. The term includes several financial technology sectors of interest can be the pioneers of New Ideas Important layer polarized from clients wishing to take maximum advantage of the digital economy, a feature for companies that can easily attract the consumer email to provide selection of financial-services digital technology, but the birth of company and lack of experience makes the task of these emerging companies is very difficult, especially as competition for financial companies with the classic concept.